1. Acceptance of terms
By creating an account or using ZapAPI ("the Service"), you agree to these Terms of Service and our Privacy Policy. If you use the Service on behalf of a company, you represent that you have authority to bind that company.
2. What the Service is
ZapAPI provides developer tools for the Lightning Network: invoice creation APIs, webhooks, Lightning addresses, payment links, paywalls, and related infrastructure. The Service is non-custodial: we never hold, control, or have the ability to move your Bitcoin. Payments settle directly between payers and Lightning infrastructure that you control.
3. What the Service is NOT
- We are not a bank, exchange, wallet provider, or money transmitter
- We do not custody funds, execute trades, or provide financial advice
- We cannot reverse, freeze, or refund Lightning payments — settlement is final by protocol design
4. Your responsibilities
- Key security — you are solely responsible for your node, wallet, seed phrases, and provider credentials
- Legal compliance — you must comply with the laws of your jurisdiction (tax, KYC/AML where applicable to your business, sanctions)
- API key hygiene — keep keys secret, use scoped permissions, rotate on suspicion of compromise
- Accurate information — provide a real email and keep billing details current
5. Acceptable use
You may not use the Service to:
- Sell illegal goods or services, or facilitate fraud, malware, or phishing
- Violate sanctions or anti-money-laundering laws
- Attack, probe, or disrupt our infrastructure or other customers
- Resell the Service without written permission
- Misrepresent your identity or affiliation
We may suspend accounts that violate these rules, with notice where practicable.
6. Plans, billing, and limits
- Free and paid tiers are described on our pricing page; usage limits (API calls, log retention, seats) apply per plan
- Paid plans are billed in advance; fees are non-refundable except where required by law
- Marketplace fees apply to sales through the app directory as listed per plan
- We may change pricing with 30 days' notice; changes apply from your next billing period
7. Lightning addresses & premium names
- Addresses (e.g. you@zapapi.app) are licensed, not sold; we may reclaim names that are inactive, misleading, or infringing
- Premium names may carry additional fees as listed at registration
- You must not squat trademarks or impersonate others
8. Availability & support
We target high availability but provide the Service "as is" without uptime guarantees except where an SLA is included in your plan (Business). Support channels and response targets vary by plan.
9. Limitation of liability
To the maximum extent permitted by law: ZapAPI is not liable for indirect, incidental, or consequential damages — including lost profits, lost Bitcoin, failed Lightning routing, or node misconfiguration. Our total aggregate liability is capped at the fees you paid us in the 12 months preceding the claim.
Because the Service is non-custodial, you acknowledge that loss of your own keys, credentials, or node access is your responsibility and cannot be remediated by us.
10. Intellectual property
We own the Service, brand, and documentation. You own your content, your data, and your integrations. You grant us a limited license to host and process your data solely to operate the Service.
11. Termination
You may delete your account at any time. We may terminate for breach with notice. On termination, your data is deleted per our retention schedule, and any Lightning addresses you held are released after a grace period.
12. Changes to these terms
We will notify you of material changes by email at least 14 days before they take effect. Continued use after the effective date constitutes acceptance.
13. Governing law
These terms are governed by the laws of the jurisdiction in which ZapAPI is incorporated, without regard to conflict-of-law rules. Disputes will be resolved in the courts of that jurisdiction unless mandatory consumer law provides otherwise.
14. Contact
Questions about these terms? Email legal@zapapi.app or use our contact form.
Plain-English summary: we provide software, you keep your keys, payments are final, don't do illegal stuff, and we'll always be straight with you about changes.